Guides
Insurance guides
Short, plain-language explanations of the questions we hear most. For advice about your own situation, book a consultation.
Health insurance vs. supplemental coverage: what’s the difference?
What each one does, the common types of supplemental plans, and why they work alongside health insurance, not instead of it.
Deductibles, copays, coinsurance, and out-of-pocket maximums, explained
How the costs of a health plan fit together, with a worked example.
Life changes that can let you enroll in or change a health plan
Which events open a special enrollment period, how long you have, and what usually doesn’t qualify.
What to have ready for your insurance consultation
A short checklist so your consultation is quick and useful.